QVCFCU is a performance-based lender. This means your rate, dollar amount, and term may vary depending on your credit history. We feel that a member with an excellent credit rating deserves an excellent interest rate. On the other hand, we feel you should not be denied a loan based on some credit problems in the past.
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Whether your are looking for a brand new car or a used one, we are the place to come to for that auto loan. Our rates are extremely competitive and our quick approval will have you in the driver’s seat fast. Talk to us before going to the dealer, and let us show you how we can save you money over any dealer financing or incentives. Apply for your car loan before you go shopping, and shops knowing you are already pre-approved.
Put the equity you have in your home to work for you. Our home equity loans are fixed rates and are available for 5, 10 and 15 year terms. We will lend up to 80% of the value of your appraisal, less your first mortgage balance. Use the money to pay off higher interest rate credit cards, purchase a new car, or pay for home improvement projects. In most cases, the interest you pay on this type of loan is tax deductible. No application fees. No closing fees. Quick approval. Close your loan right at the credit union office. A smart way to borrow money.
Use your share savings or a share certificate with us as collateral on a share secured loan. This is the most inexpensive way to borrow money. We hold the funds as security for the loan. As the loan is paid down, we release the available funds for access should you need them. This is a great way for young people to establish a credit history, or for those members who have had some credit issues in the past, establish a good credit record going forward.
Based on your personal guarantee, we can lend you from $1,000 to $10,000 for any productive purpose as the need may arise. Pick your repayment term for up to 60 months.
Designed for members with no past credit, or for those who have had credit problems in the past, the Credit Builider Loan may be used to establish a good credit history. The proceeds of the loan are deposited into a savings account to secure the loan. As the loan is paid, the funds are made available for withdrawal. A good way to improve your credit score, or build a savings account for the future.
Quinnipiac Valley Community Federal Credit Union has partnered with Northeast Mortgage for all our member's homebuying and refinacing needs. Whether you are looking for your first home, or looking to refinace, Northeast Mortgage has a program that will fit your lifestyle. For more information, contact our representative, Audra DeFazio at 1-877-848-9865, or visit their website at www.necumortgage.com.
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